Money Smarts for Young Adults
My Wallet Wisdom
Live your dream life by following MyWalletWisdom
to true money freedom. Discover how to grow your money smarts today, so you can live your dream life tomorrow!
Money Smarts for Young Adults
My Wallet Wisdom
Live your dream life by following MyWalletWisdom to money smarts leading to true money freedom. Learn how to make smart money choices today, so you can live your dream life tomorrow!
MyWisdomWallet Mission & Client Vision
We were not born with a silver spoon in our mouths. No trust fund or anything like that. Nor were we systematically trained in personal finance. I suspect our parents assumed we’d “catch” the wisdom they’d learned from their own “school of hard knocks.” Instead, we had to learn from that same cruel slave master, the “school of hard knocks,” ourselves. We say it’s time to break that pattern!
That’s why we created this MyWalletWisdom… to spare you, our readers, from having to go through your own school of hard knocks. And to share financial success and money smarts strategies that enable you to achieve your dreams and goals faster than we did, get your dream life on sooner, and enjoy the people and experiences you love.
Our Mission
The MyWalletWisdom mission is to spare you many of the stupid financial mistakes we made and empower you with financial knowledge… so you can retire early (if you want to) with the lifestyle you desire and the freedom you crave.
No one learns these money smarts in school… nor early in life when they give you the most bang for your buck. Our mission is to change that paradigm and revolutionize your life.
Our Vision
Our vision is to see you be wildly successful managing your money so you can achieve your lifestyle goals. Even if you’re starting out deeply in debt. And even if you don’t have a “CPA” behind your name.
We see a better life ahead for you, when you’re equipped with life-changing financial smarts that can make your most important dreams come true.
Our Values
MyWalletWisdom is intentionally NOT one-size-fits-all personal finance advice. Why should it be? You’re unique, with your own set of dreams, challenges, and priorities.
Also, personal finance is not rocket science. And those who act like it is may have a hidden agenda. We present money smarts info that’s easy to understand so you can act on your new money smarts immediately.
Stick with MyWalletWisdom and you won’t become a statistic.
Average consumer debt excluding mortgages
%
Americans living paycheck to paycheck
%
People with emergency money set aside
Why MyWalletWisdom is different
MyWalletWisdom offers you our best money smarts and wisdom for a successful life across numerous personal finance areas – credit and loans, debt, banking, investing, insurance, career, and even great lifestyle tips.
Our money smarts and financial wisdom was earned through successes, mistakes, and the hard knocks of life. Plus professional experience in entrepreneurship, insurance, and real estate. Giving you a long-term perspective, complete with 20:20 hindsight — not offered by those who haven’t personally navigated life’s big financial challenges.
From time to time we may offer premium products, but most of the info on this site is free to you.
Products featured on our pages are from partners who compensate us at no extra cost to you when you buy. This does not influence our opinion of these products. Our marketing partners do not review, approve, or endorse our editorial content. All our opinions remain our own.
Why MyWalletWisdom is different
MyWalletWisdom offers you our best money smarts and wisdom for a successful life across numerous personal finance areas – credit and loans, debt, banking, investing, insurance, career, and even great lifestyle tips.
Our money smarts and financial wisdom was earned through successes, mistakes, and the hard knocks of life. Plus professional experience in entrepreneurship, insurance, and real estate. Giving you a long-term perspective, complete with 20:20 hindsight — not offered by those who haven’t personally navigated life’s big financial challenges.
From time to time we may offer premium products, but most of the info on this site is free to you.
Products featured on our pages are from partners who compensate us at no extra cost to you when you buy. This does not influence our opinion of these products. Our marketing partners do not review, approve, or endorse our editorial content. All our opinions remain our own.
Newest Money Smarts Reads
Tired of reading financial advice articles that are so packed with fiscal jargon that you practically need an accounting degree to understand them? Or they're so long you wonder where your weekend went after went after reading one? Fret not, young grasshopper! My Wallet Wisdom articles are easily understood, short reads about money smarts that inspire and motivate! Check out our latest posts below!
Do I Need a Financial Advisor?
Many people may wonder, “Do I need a financial advisor?” It’s an...
Am I Saving Enough to Retire? Top 6 Ignored Costs
Am I saving enough to retire? Great question! Most folks fail to...
Money and Marriage: Are They Compatible?
Money and marriage: Are they compatible or incompatible? Is...
Our 7 Personal Finance Promises to You
Prepare to celebrate! Because the goal of MyWalletWisdom is to...
Emergency Fund “Golden Rule” Is Bunk
This “golden rule” of emergency funds could be costing you a fortune. Is it the right thing to do? Or is it obsolete with today’s zero percen...
Play Golf for Cheap: 19 Ways to Save on Golf
Most folks call golf a rich person’s sport. But there are ways to indulge yourself without spending a king’s ransom. Play golf for cheap and sa...
Frugal Living Tips from the Great Depression
When times get tough, the tough get going. Here are frugal living tips from the Great Depression that your grandparents and great-grandparents knew...
18 Great Success Habits of Millionaires
Do you have the success habits of millionaires? Or the poverty habits of failure? It can make all the difference in where you end up… whether you...
Credit Score Factors that Open Doors
A good credit score can open doors for you and allow you to live the lifestyle you desire. Bad credit scores reflect past financial mistakes. Here ...
Choosing a Bank: 10 Questions to Ask
Discover the 10 questions to ask when choosing a bank, so you end up choosing the right bank for you. Especially given that you’ll probably b...
MyWalletWisdom Endorsements
Don’t take our word for it. Check out what other financial gurus have to say about MyWalletWisdom!
Carol has learned financial truth from the ‘school of hard knocks.’ Her unique way of expressing fundamental financial principles are things we can all bank on. No glitz, no glamour. Simple ideas, but sometimes it takes courage to implement. Go out and be courageous today and change your world!
Tom Lampert
Certified Financial Planner
