Money Smarts for Young Adults
My Wallet Wisdom
Live your dream life by following MyWalletWisdom
to true money freedom. Discover how to grow your money smarts today, so you can live your dream life tomorrow!
Money Smarts for Young Adults
My Wallet Wisdom
Live your dream life by following MyWalletWisdom to money smarts leading to true money freedom. Learn how to make smart money choices today, so you can live your dream life tomorrow!
MyWisdomWallet Mission & Client Vision
We were not born with a silver spoon in our mouths. No trust fund or anything like that. Nor were we systematically trained in personal finance. I suspect our parents assumed we’d “catch” the wisdom they’d learned from their own “school of hard knocks.” Instead, we had to learn from that same cruel slave master, the “school of hard knocks,” ourselves. We say it’s time to break that pattern!
That’s why we created MyWalletWisdom… to spare you, our readers, from having to go through your own school of hard knocks. And to share financial success and money smarts strategies that enable you to achieve your dreams and goals faster than we did, get your dream life on sooner, and enjoy the people and experiences you love.
Our Mission
The MyWalletWisdom mission is to spare you many of the stupid financial mistakes we made and empower you with financial knowledge… so you can retire early (if you want to) with the lifestyle you desire and the freedom you crave.
No one learns these money smarts in school… nor early in life when they give you the most bang for your buck. Our mission is to change that paradigm and revolutionize your life.
Our Vision
Our vision is to see you be wildly successful managing your money so you can achieve your lifestyle goals. Even if you’re starting out deeply in debt. And even if you don’t have a “CPA” behind your name.
We see a better life ahead for you, when you’re equipped with life-changing financial smarts that can make your most important dreams come true.
Our Values
MyWalletWisdom is intentionally NOT one-size-fits-all personal finance advice. Why should it be? You’re unique, with your own set of dreams, challenges, and priorities.
Also, personal finance is not rocket science. And those who act like it is may have a hidden agenda. We present money smarts info that’s easy to understand so you can act on your new money smarts immediately.
Stick with MyWalletWisdom and you won’t become a statistic.
Average consumer debt excluding mortgages
%
Americans living paycheck to paycheck
%
People with emergency money set aside
Why MyWalletWisdom is different
MyWalletWisdom offers you our best money smarts and wisdom for a successful life across numerous personal finance areas – credit and loans, debt, banking, investing, insurance, career, and even great lifestyle tips.
Our money smarts and financial wisdom was earned through successes, mistakes, and the hard knocks of life. Plus professional experience in entrepreneurship, insurance, and real estate. Giving you a long-term perspective, complete with 20:20 hindsight — not offered by those who haven’t personally navigated life’s big financial challenges.
From time to time we may offer premium products, but most of the info on this site is free to you.
Products featured on our pages are from partners who compensate us at no extra cost to you when you buy. This does not influence our opinion of these products. Our marketing partners do not review, approve, or endorse our editorial content. All our opinions remain our own.
Why MyWalletWisdom is different
MyWalletWisdom offers you our best money smarts and wisdom for a successful life across numerous personal finance areas – credit and loans, debt, banking, investing, insurance, career, and even great lifestyle tips.
Our money smarts and financial wisdom was earned through successes, mistakes, and the hard knocks of life. Plus professional experience in entrepreneurship, insurance, and real estate. Giving you a long-term perspective, complete with 20:20 hindsight — not offered by those who haven’t personally navigated life’s big financial challenges.
From time to time we may offer premium products, but most of the info on this site is free to you.
Products featured on our pages are from partners who compensate us at no extra cost to you when you buy. This does not influence our opinion of these products. Our marketing partners do not review, approve, or endorse our editorial content. All our opinions remain our own.
Newest Money Smarts Reads
Tired of reading financial advice articles that are so packed with fiscal jargon that you practically need an accounting degree to understand them? Or they're so long you wonder where your weekend went after went after reading one? Fret not, young grasshopper! My Wallet Wisdom articles are easily understood, short reads about money smarts that inspire and motivate! Check out our latest posts below!
What to Do About Your Student Loans Between Now and January 31
The clock is ticking. While you may be holding your breath hoping student loan forgiveness is on its way, that won’t pay the bills. Since we don...
Employer Student Loan Repayment Programs: Hot New Work Perk in America
Two-thirds of Millennial employees say they want their companies to help them pay down their student debt. Thankfully, companies are getting on boa...
Student Loan Benefits Are Now Tax-Free
If your employer offers student loan repayment assistance programs, Congress just handed you a big windfall. No taxes on this benefit for the next ...
From Student Loan Default to Financial Freedom — Start Today
If you’re overwhelmed by massive student debt, you’re not alone. But the consequences for defaulting are severe – you’ll hate them. Here ar...
Side Hustle Ideas — Earn More in 2021
When acted on, side hustle ideas can help you repay debt, add to your financial stability, and build your wealth. Here are the new trends for side ...
Do You Qualify for These Student Loan Forgiveness Programs?
If you’re struggling to repay student loans, you might like to get government help via student loan forgiveness programs. Find out how you can qu...
Should I Refinance My Student Loans Right Now?
Wondering whether to refinance your student loans right now? It all depends. First ask yourself these 8 questions to see if now is the time… ...
The 10 Best Personal Finance Books for a Successful 2021
If you want your life to count… and if you want to provide for your loved ones and create the life of your dreams… then these 10 personal finan...
43 Life-Changing New Year’s Money Resolutions for 2021
Today is the day to make sure 2021 is better for you and your money than 2020 was. That’s why we’re suggesting these 43 life-changing New Year...
How to Save on Holiday Shopping: 25 Fun Tips for 2020
‘Tis the season to be generous. But if you overspend, it can be disastrous to your finances and relationships next year. Here are 25 ways to save...
MyWalletWisdom Endorsements
Don’t take our word for it. Check out what other financial gurus have to say about MyWalletWisdom!
Carol has learned financial truth from the ‘school of hard knocks.’ Her unique way of expressing fundamental financial principles are things we can all bank on. No glitz, no glamour. Simple ideas, but sometimes it takes courage to implement. Go out and be courageous today and change your world!
Tom Lampert
Certified Financial Planner
